Yes — banks and lenders do approve Expandify homes, but approval depends on the lender’s internal policies and their familiarity with modular construction.

Expandify homes are fully engineered, Class 1a-compliant dwellings. We provide all the required documents to support finance approval, including:

• NCC and Class 1a compliance documentation
• Structural and engineering certificates
• Energy efficiency reports (BASIX in NSW)
• Site-specific quotes and construction contracts (for builder install)

Some lenders are more progressive in supporting modular housing, and one of the leading lenders in this space is Commonwealth Bank, which has a well-documented process for financing offsite homes. Other lenders may require more explanation or documentation, which we provide.

For the best outcome, we strongly recommend working with a broker who understands modular construction, especially if your bank is unfamiliar with factory-built housing. Expandify can refer you to trusted finance brokers with experience in this area.