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Are there financing options available for building a granny flat?

Written by Clayton Bielby

Updated at April 5th, 2025

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While Expandify does not offer in-house finance, we can refer you to reputable finance brokers experienced in modular home lending. Common lending options include:

Construction loans (for Complete Package builds)

Owner-builder loans (for DIY Kits, if you are licensed or hold a valid owner-builder permit)

Investment loans (if using the home for rental income)

Finance approval may depend on your credit score, property type, build location, and whether the home is to be installed permanently on titled land. Expandify can assist in providing documentation for loan pre-approval if needed.

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